If you’re in the restaurant business and need some additional working capital financing you might have some difficulty finding it at a traditional bank. The numbers on the industry you are in are not in your favor. Significantly more restaurant owners fail than succeed. That’s why you’ll need to convince your bank that there is something different about your eating establishment. It’s not just a restaurant. It’s an old-fashioned American traditional Diner, something that is worth saving.

Diners, in the 1950’s and 1960’s, were found in every town and city across the country. Today, because of rising overhead cost and competition from franchises like McDonalds, which was once a diner itself, they are slowing disappearing from the landscape. If you own one and have to apply for a small business loan to keep it going, make sure that you tell the bank or credit union you apply to that your establishment is so much more than just another restaurant. It is a piece of American history that must be preserved.

Of course, the loan officer may not buy into it. These days they all tend to look at things in black and white, dollars and cents, not right and wrong. There are, however, other avenues you can turn to for working capital funding. The world’s newest development, the internet, can help you save one of the country’s oldest treasures, the family restaurant. Breakfast at Micky D’s just doesn’t compare to some good old-fashioned flapjacks and homemade maple syrup.

Apply online and watch the offers roll in. There are plenty of lenders out there who will be willing to help you. There are even private investors who feel the same way you do about preserving your piece of Americana. Everyone has a diner memory, that time when you went with Mom and Dad, put a nickel in the jukebox, and then had a homemade ice cream sundae after your meal. If you’re old enough you might even remember the soda fountains and real whole milk milkshakes. There are many folks out there who’d like to see those again. If you own a diner, keep it open. There are those who will help you do it. You just have to look for them.

Business Loans, General business financing, small business financing, working capital loans, loans for working capital